Archive for August 12th, 2008

Payday Loans

Payday loans are often criticized because the lenders target the poor and the young who have no knowledge about the time value of money. The time value of money (TVM) is also known as the “discounted present value”. It is considered as one of the basic concepts of finance developed in 1202 by Leonardo Fibonacci.
The […]

The Perfect Birthday Gift for a Teen Girl

Shopping for a pre-teen or teen can be extremely hard at times, if their only requests are way out of your budget. They’ve outgrown parties and clothes are a definite “no”. Here’s the perfect gift you can give your 12yr old or older child.
Take a trip to the mall.
Seems simple enough, but it works on […]